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OneMain Financial generally accepts applicants with at least a poor or fair credit score (the exact credit score minimum is not disclosed but for reference, a. To get a personal loan with bad credit, you should ideally have a reliable and sufficient income to make loan payments, as well as a low debt-to-income ratio . Whether you have good credit, bad credit or something in between, FCU has personal loans designed for you¹. No collateral is required, applying is easy. We offer bad credit personal loans to customers who have been ignored by other banks and credit card companies. We don't use your credit score to determine. Bad credit high income loans are easier to qualify for compared to bad credit low income loans. While it's still a greater risk to loan money to a bad.
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